Begin by ensuring your cream cheese is softened, either by leaving it at room temperature for about 30 minutes or microwaving it for 15-20 seconds.

In a medium mixing bowl, combine the softened cream cheese with sour cream and mix until smooth.

Sprinkle taco seasoning over the cream cheese and sour cream mixture and blend thoroughly.

Select a clear, shallow serving dish and prepare it for layering the dip.

Spread the creamy base layer evenly across the bottom of the dish, then layer with guacamole, followed by salsa, and top with shredded cheddar cheese.

Scatter sliced black olives and chopped green onions over the cheese layer, adding pickled jalapeños if desired.

Cover the dip with plastic wrap and refrigerate for at least 30 minutes.

Serve chilled with tortilla chips.