As the aroma of baking bananas fills the kitchen, I can almost hear the cheerful chatter of family and friends gathering for a slice of nostalgia. This Moist Banana Bread Cake with Cream Cheese Frosting strikes the perfect balance between comfort and indulgence, transforming ordinary overripe bananas into a tender cake that generously welcomes a creamy, tangy topping. It’s delightfully easy to whip up, making it a perfect solution for surprise guests or a cozy afternoon treat. Not only does it promise to please even the pickiest eaters, but it’s also versatile enough for spicing things up or going vegan! Curious about how to make this delicious cake? Let’s dive in!

Why is this Banana Bread Cake irresistible?
Comforting, homey flavors: This Banana Bread Cake combines the nostalgia of banana bread with the indulgent texture of cake, making it a timeless favorite for all ages.
Versatile options: With variations like a spiced version or a vegan adaptation, there’s a delightful twist for every palate.
Easy preparation: Just mix and bake – perfect for busy bakers or last-minute gatherings!
Creamy topping: The cream cheese frosting adds a luscious tang that elevates each bite, transforming a simple cake into a show-stopping dessert.
Crowd-pleaser: Serve it at parties, potlucks, or cozy family dinners – it’s always a hit!
Looking for more delicious ideas? Try these delightful Strawberry Cream Cheese muffins or indulge in a slice of our festive Christmas Spice Cake to elevate your dessert game!
Banana Bread Cake Ingredients
For the Cake
- Butter – Adds richness and moisture; use unsalted butter for better salt control.
- Granulated Sugar – Provides sweetness; brown sugar can deepen flavor.
- Large Eggs – Contributes structure and moisture; ensure they are at room temperature for better mixing.
- Full-Fat Sour Cream – Enhances moisture and tang; Greek yogurt is a good substitute if desired.
- Vanilla Extract – Enriches flavor; opt for pure vanilla extract for the best results.
- All-Purpose Flour – Gives structure to the cake; can use a gluten-free blend, though texture might vary.
- Baking Soda – Acts as a leavening agent; ensure freshness for optimal rise.
- Salt – Balances sweetness and enhances overall flavor.
- Mashed Ripe Bananas – Provides the essential banana flavor; use very ripe bananas for maximum sweetness and moisture.
For the Cream Cheese Frosting
- Cream Cheese – Forms the base for richness and tang; swap with vegan cream cheese for a dairy-free option.
- Powdered Sugar – Sweetens and thickens the frosting; adjust to your preferred sweetness level.
- Heavy Whipping Cream – Adds lightness to the frosting; milk can be used for a lighter frosting if preferred.
With these simple ingredients, you’re ready to whip up a delightful Banana Bread Cake with Cream Cheese Frosting that will impress family and friends alike!
Step‑by‑Step Instructions for Banana Bread Cake with Cream Cheese Frosting
Step 1: Preheat the Oven
Begin by preheating your oven to 350°F (175°C). While the oven heats, prepare a 9×13-inch baking dish by greasing it or lining it with parchment paper. This will ensure that your Banana Bread Cake easily comes out of the pan later, providing a beautiful presentation.
Step 2: Cream the Butter and Sugar
In a large mixing bowl, add softened unsalted butter and granulated sugar. Using an electric mixer, beat the mixture on medium speed until it becomes light and fluffy, which should take about 3-5 minutes. This step is crucial for creating a tender Banana Bread Cake with Cream Cheese Frosting, so be sure to achieve that airy texture.
Step 3: Incorporate Wet Ingredients
Next, add in the large eggs, full-fat sour cream, and pure vanilla extract. Mix on low speed until all the ingredients are well combined, about 1-2 minutes. The mixture should be smooth and creamy, providing a rich base for your cake.
Step 4: Combine Dry Ingredients
In a separate bowl, whisk together the all-purpose flour, baking soda, and salt. Gradually add this dry mixture to your wet ingredients, mixing on low speed only until the dry ingredients are just incorporated. Avoid overmixing to keep your Banana Bread Cake light and fluffy.
Step 5: Fold in Bananas
Now, gently fold in the mashed ripe bananas using a spatula. Ensure the bananas are evenly distributed throughout the batter without overworking it, as this will help maintain the cake’s moist texture. It should look beautifully speckled with banana goodness!
Step 6: Bake the Cake
Pour the batter into your prepared baking dish, smoothing the top with a spatula for an even bake. Place the dish in the preheated oven and bake for 25-35 minutes, or until a toothpick inserted into the center comes out clean. The cake should be golden brown and spring back when lightly touched.
Step 7: Cool Before Frosting
Once baked, remove the cake from the oven and allow it to cool completely in the pan on a wire rack. This will typically take around 30-45 minutes. Cooling is essential to avoid melting the cream cheese frosting when spreading it on top.
Step 8: Prepare the Cream Cheese Frosting
In a mixing bowl, beat softened cream cheese and butter together until creamy and smooth. Gradually add in the powdered sugar and vanilla extract, mixing on low speed until incorporated, then increase to medium speed. Pour in the heavy whipping cream, continuing to beat until the frosting is light and fluffy, about 3-5 minutes.
Step 9: Frost the Cake
Spread the luscious cream cheese frosting evenly over the cooled Banana Bread Cake using a spatula. Make it as thick or as thin as you prefer. Aim for an inviting look that will enhance the appeal of your delicious creation.
Step 10: Serve and Enjoy
Once frosted, slice the cake into pieces and arrange them on a serving platter. This Moist Banana Bread Cake with Cream Cheese Frosting is ready to be enjoyed by family and friends. Just wait for those happy faces as they take their first bite!

Banana Bread Cake with Cream Cheese Frosting Variations
Feel free to add your own twist to this delightful cake, unlocking a world of flavor possibilities!
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Spiced Delight: Incorporate 1 teaspoon of cinnamon or nutmeg into the batter to warm up the flavor profile. This aromatic twist not only enhances the cake’s essence but wraps every bite in cozy comfort.
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Nutty Crunch: Toss in some chopped walnuts or pecans for a satisfying crunch. The nuttiness beautifully contrasts with the soft cake, creating a harmonious balance of textures in each slice.
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Vegan-Friendly: Substitute butter and cream cheese with plant-based options, and use a non-dairy milk for the sour cream. This way, everyone can enjoy the cake without compromising on flavor!
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Mini Cake Magic: Bake the batter in muffin tins for individual-sized cakes. Adjust the baking time to about 15-20 minutes, making them perfect for parties and easier to share!
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Chocolate Chip Surprise: Mix in a cup of chocolate chips for a decadent touch. The melty chocolate pairs wonderfully with the banana flavor, taking this cake to a whole new level of indulgence.
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Tropical Twist: Add a half cup of shredded coconut or pineapple for a fruity bang. This exotic flair brings a delightful sweetness that sings of sunny days.
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Nut Butter Swirl: A spoonful of almond or peanut butter swirled into the batter before baking adds a creamy richness. You’ll love the nutty embrace blended with the classic banana goodness.
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Citrus Zing: For a refreshing twist, mix in the zest of one orange or lemon into the batter. The citrus brightens the flavors, giving the cake an uplifting zing that adds to its appeal!
As you explore these variations, don’t forget to pair this cake with a warm cup of coffee or indulge alongside a slice of Strawberry Cream Cheese muffins for a delightful treat!
Expert Tips for Banana Bread Cake
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Choose Ripe Bananas: Use bananas with lots of brown spots for the best flavor and moisture in your Banana Bread Cake with Cream Cheese Frosting.
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Don’t Overmix: Gently fold in the dry ingredients to prevent a dense cake. Overmixing can lead to tough textures, so mix just until combined.
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Chill for Flavor: Allow the cake to sit overnight in the fridge after cooling. This enhances the flavors, making each bite even more delightful.
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Correct Baking Time: Check for doneness with a toothpick around the 25-minute mark. Every oven varies, and the cake should spring back when touched.
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Wrap for Freezing: To freeze, wrap the unfrosted Banana Bread Cake tightly and store it in the freezer for up to three months. Frost it after thawing for optimal taste.
How to Store and Freeze Banana Bread Cake
Fridge: Store any leftover Banana Bread Cake in an airtight container, and it will keep fresh for up to 5 days while retaining its moist, delicious texture.
Freezer: For long-term storage, wrap the unfrosted Banana Bread Cake tightly in plastic wrap or aluminum foil. It can be frozen for up to 3 months; frost it after thawing for the best results.
Reheating: To enjoy leftover cake warm, pop a slice in the microwave for 10-15 seconds. This will revitalize the banana flavor and make the frosting creamy again.
Room Temperature: If you plan to serve the cake the same day it’s made, it can stay at room temperature for up to 2 hours, covered loosely to maintain moisture.
What to Serve with Banana Bread Cake with Cream Cheese Frosting
As you slice into the moist banana bread cake topped with a luscious cream cheese frosting, consider these delightful pairings to elevate your dessert experience.
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Creamy Mashed Potatoes: The rich, buttery texture of mashed potatoes creates a comforting balance with the sweetness of the cake, perfect for those family gatherings where heartiness meets sweetness.
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Fresh Fruit Salad: A vibrant mix of berries and citrus will refresh the palate, enhancing the banana flavors while providing a burst of freshness.
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Rich Coffee: The bitterness of a freshly brewed cup of coffee complements the dessert’s sweetness beautifully, making it a perfect afternoon treat.
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Spiced Chai Tea: With its fragrant spices, chai tea brings warmth and comfort to an already cozy dessert experience, creating a delightful pairing that feels festive.
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Chocolate Chip Cookies: For dessert lovers who can’t resist, classic chocolate chip cookies alongside the banana bread cake introduce fun textures and flavors. The combination of chocolate and banana is always a win!
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Ice Cream Floats: For a playful twist, pair slices of cake with ice cream floats of your choice—think vanilla or caramel—to add a creamy, frothy texture that enhances the cake’s indulgence.
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Coconut Macaroons: These chewy, sweet treats resonate well with the banana notes, offering a delightful coconut crunch that makes every bite exciting.
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Caramel Sauce Drizzle: Enhance your cake with a drizzle of warm caramel sauce, providing an extra layer of sweetness and a sticky texture that makes it even more decadent.
These pairings make any meal a celebration, transforming a simple slice of banana bread cake into an unforgettable experience!
Make Ahead Options
These delightful Banana Bread Cakes with Cream Cheese Frosting are perfect for busy home cooks who appreciate meal prep! You can prepare the cake batter up to 24 hours in advance; simply mix everything and store it in the fridge in an airtight container. Bake the cake fresh just before serving for the best texture. Alternatively, bake the cake ahead of time and let it cool completely, then wrap it tightly in plastic wrap and refrigerate for up to 3 days. To maintain its fabulous moisture, consider wrapping it well or using a cake dome. Just frost with the cream cheese mixture right before serving to keep that delicious tangy flavor fresh!

Banana Bread Cake with Cream Cheese Frosting Recipe FAQs
What should I look for when selecting ripe bananas?
Absolutely! For the best flavor and moisture in your Banana Bread Cake with Cream Cheese Frosting, choose bananas that are very ripe. Look for bananas with lots of brown spots; this indicates optimal sweetness and acidity. Overripe bananas are perfect because they are easier to mash and incorporate into the batter, creating that rich banana flavor we all love.
How should I store leftover Banana Bread Cake?
You can store any leftover Banana Bread Cake in an airtight container in the fridge, where it will stay fresh for up to 5 days. This way, you can enjoy a slice whenever a craving strikes! Just remember to let it cool completely before sealing it up to lock in that delightful moisture.
Can I freeze the Banana Bread Cake?
Yes, you can freeze your Banana Bread Cake! To do so, wrap the unfrosted cake tightly in plastic wrap or aluminum foil, making sure to seal it well. It can be stored in the freezer for up to 3 months. When you’re ready to enjoy it, simply thaw it in the refrigerator overnight and frost it once it’s fully defrosted for the best taste.
What do I do if my cake turns out dense?
If your Banana Bread Cake with Cream Cheese Frosting comes out dense, it’s often due to overmixing the batter. To achieve that light, tender texture, mix the dry ingredients into the wet ones just until they’re combined, and then gently fold in the mashed bananas. Also, make sure you’re using ripe bananas, as they contribute to the moistness of the cake, avoiding any dense outcomes!
Is there a vegan option for this recipe?
Very much so! To make a vegan version of the Banana Bread Cake with Cream Cheese Frosting, you can replace the butter with a plant-based margarine and the cream cheese with a vegan cream cheese alternative. Use a non-dairy milk in place of the sour cream, such as almond or soy milk mixed with a little vinegar to mimic the tangy flavor. This way, you can enjoy a delicious dessert without sacrificing your dietary preferences!

Heavenly Banana Bread Cake with Cream Cheese Frosting Recipe
Ingredients
Equipment
Method
- Preheat your oven to 350°F (175°C) and prepare a 9×13-inch baking dish by greasing or lining it with parchment paper.
- In a large mixing bowl, cream together softened unsalted butter and granulated sugar using an electric mixer until light and fluffy.
- Add in the large eggs, full-fat sour cream, and vanilla extract. Mix on low speed until smooth and creamy.
- In a separate bowl, whisk together the all-purpose flour, baking soda, and salt. Gradually add to the wet mixture on low speed until just incorporated.
- Gently fold in the mashed ripe bananas using a spatula.
- Pour the batter into the prepared baking dish and smooth the top. Bake for 25-35 minutes, or until a toothpick comes out clean.
- Allow the cake to cool completely in the pan on a wire rack.
- Beat together softened cream cheese and butter until creamy. Gradually add powdered sugar and mix, then add heavy cream until light and fluffy.
- Spread the cream cheese frosting evenly over the cooled cake.
- Slice and serve your Moist Banana Bread Cake with Cream Cheese Frosting.

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